When purchasing a home, there are countless decisions to be made. Should you live in this neighborhood or that? Should you buy or build? Should you get the house with the basement, or the one with the pool? And the decisions don’t stop with the house you choose to buy; in fact, you will still […]
Tag Archives | mortgage
3 Things Never to Do Before You Close on a House
Whether you’re a first time home buyer or this is your third or fourth time through the home buying process, buying a home can be both exciting and slightly terrifying. After all, it is the biggest financial decision that most people ever make and the last thing you’d want is to mess it up somehow. […]
How Soon After Purchasing a Home Can I Sell It?
If you’ve recently purchased a home, you may already be wondering when you can sell it. The short answer is, once it’s legally yours, you can sell it whenever you want. However, the long answer is a little more complicated, because while it is legal, it often doesn’t make financial sense to resell quickly. Our […]
Everything You Need to Know About Credit Scores
If you’re looking into buying a home in the coming months, you’re likely doing all the research you can now. Maybe you’ve started to clean up your current home, you’ve started saving for a down payment, and you regularly browse available listings on realtor.com. However, do you know how your credit score effects your home […]
3 Signs It’s Time to Move
Homeowners in northern Indianapolis know that buying a home is a huge achievement as well as a huge commitment. However, very few people stay in their first home forever because needs can change dramatically over the years. If your home isn’t meeting your needs anymore and you’re finding yourself browsing homes for sale online, it […]
How to Buy a House During a Pandemic
There’s just no getting around it, we’re living in an unprecedented time and many of us feel our lives have been put on pause. However, the Covid-19 pandemic affects everyone differently and if you had planned on buying a house this spring, you may not want to cancel those plans. Traditionally, spring is the most […]
Get Preapproved Before the Spring Rush
It’s common knowledge that the housing market really picks up in the spring. After those long, hard Indiana winters, homeowners are ready for a change and we’re already seeing houses fly off the market. So what does this mean for the prospective buyer? It means that in order to secure your dream house, you can’t […]
Is Winter a Bad Time to House-Hunt?
Everyone knows that spring and summer are home-buying seasons, and that winter is the time to hibernate and stay put. While it’s true that the market does tend to slow down in the winter, that’s not necessarily a bad thing. Yes, moving in the snow is a pain but, in the end, you may find […]
4 Signs a Home Is the Right Fit for You
If you’ve decided to purchase a home in the Carmel, Fishers, or greater Indianapolis area, GVC Mortgage is here to help. Our team knows that today’s buyers are looking for more than just the right fit in terms of price and square footage, and that they also want to know if a home is going […]
Refinancing 101
Homeownership is a learning process for everyone. After you’ve secured your mortgage and purchased your first home, you may think you’re done with the hard part. But our team at GVC Mortgage is here to remind you that your financial options don’t end on closing day. Refinancing your home loan means that you are essentially […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)