When financing a home purchase, a majority of homebuyers in America have opted for the 30-year fixed rate mortgage. While it is a tried-and-true path to homeownership, the 15-year fixed rate could be a better option and should not be overlooked. The loans are structurally similar, but the main difference between the two is the […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)