It’s human nature to set goals for ourselves and try to achieve them, so it only makes sense to set big goals at the start of the new year. 2021 is here, but it’s not too late to set a New Year’s resolution for yourself. If you’ve been putting off buying a home for years […]
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Make Buying a Home Your New Year’s Resolution
3 Reasons to Stop Renting
In today’s society run by “millennials”, renting instead of purchasing a home is becoming more and more popular. Instead of graduating from college and settling down, young adults are now choosing to put off home ownership and even marriage to maintain a flexible lifestyle. While our team at GVC Mortgage understands these changes in perspective, […]
3 Reasons to Refinance this Year
As mortgage rates continue to fall, many homeowners in Indiana are choosing to refinance their home loans in order to save money, build equity, and pay their mortgages off faster. When you refinance your home loan, you are essentially replacing your current mortgage with a new one. There are many reasons why homeowners choose to […]
3 Things Never to Do Before You Close on a House
Whether you’re a first time home buyer or this is your third or fourth time through the home buying process, buying a home can be both exciting and slightly terrifying. After all, it is the biggest financial decision that most people ever make and the last thing you’d want is to mess it up somehow. […]
3 Red Flags to Avoid While House Hunting
In the current, fast-paced housing market, it can be difficult to take your time while house hunting. Of course, you want to make a wise decision; but often, if you don’t act fast, another buyer will swoop in with an offer and you’ve missed your chance. At GVC Mortgage, we understand that home buying is […]
How to Find a Great Real Estate Agent
When tackling one of the biggest financial decisions of your life, it’s important to have a great partner. Your real estate agent plays such a huge part in your home buying experience that choosing one can seem pretty daunting. After all, there’s no shortage of real estate agents vying for your business via online ads, […]
Everything You Need to Know About Credit Scores
If you’re looking into buying a home in the coming months, you’re likely doing all the research you can now. Maybe you’ve started to clean up your current home, you’ve started saving for a down payment, and you regularly browse available listings on realtor.com. However, do you know how your credit score effects your home […]
3 Signs It’s Time to Move
Homeowners in northern Indianapolis know that buying a home is a huge achievement as well as a huge commitment. However, very few people stay in their first home forever because needs can change dramatically over the years. If your home isn’t meeting your needs anymore and you’re finding yourself browsing homes for sale online, it […]
How to Buy a House During a Pandemic
There’s just no getting around it, we’re living in an unprecedented time and many of us feel our lives have been put on pause. However, the Covid-19 pandemic affects everyone differently and if you had planned on buying a house this spring, you may not want to cancel those plans. Traditionally, spring is the most […]
Get Preapproved Before the Spring Rush
It’s common knowledge that the housing market really picks up in the spring. After those long, hard Indiana winters, homeowners are ready for a change and we’re already seeing houses fly off the market. So what does this mean for the prospective buyer? It means that in order to secure your dream house, you can’t […]
Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)